Leaving A Legacy At Bradesco With Luiz Carlos Trabuco Cappi

Banking companies in Brazil have had to make sweeping changes over the past few years. With more competition than ever before, many banking companies are struggling to make a profit. Many years ago, Bradesco was a banking company on the brink of disaster. Not only were sales and profits declining, but many customers were tired of dealing with the bank.

Bradesco hired Luiz Carlos Trabuco Cappi as president to clean up the company. Although it took a lot of hard work, Luiz Carlos Trabuco Cappi was able to completely change the culture at the company. Although he made some mistakes along the way, he did make a huge difference in the future of the company.

Luiz Carlos Trabuco Cappi recently announced that he was going to start pursuing other interests in life. He wants to spend more time with his family and charities that he is passionate about. Bradesco has started the search for a new CEO. Trying to replace someone like Luiz Carlos Trabuco Cappi will not be easy.

Lending Programs

The largest revenue source for banks comes from loans made to customers. When Luiz Carlos Trabuco Cappi took over the company, Bradesco had few loan programs to offer to customers. In addition, the company had no loan programs for small business owners.

Over the past few years, the Brazilian economy has changed completely. It is now much easier to start a company and have success in the process. This has resulted in many people leaving their jobs to start a company. These new business owners need capital in order to invest in their business. This is one of the reasons why small business loans are so popular.

Luiz Carlos Trabuco Cappi decided to offer a variety of small business loans for customers. This program has been a huge success ever since he decided to start it.

Bad Debt

Another major issue facing Bradesco when Luiz Carlos Trabuco Cappi took over was bad debt according to g1.globo.com. Over the years, the bank continued to lend money to customers who had a low chance of paying. This resulted in profits decreasing over time as customers stopped paying on the loans.

Luiz Carlos Trabuco Cappi decided to improve the overall screening process for customers. Although Bradesco rarely turns away a customer who needs a loan, customers with a bad financial history must pay a higher rate of interest. This has greatly reduced the number of bad loans made by the company over the past few years.


When he took over, the culture at Bradesco was one of the worst in the industry. Many of the most talented employees were leaving to look for jobs at other banking companies. This is never a good sign for any company. Luiz Carlos Trabuco Cappi as businessman decided to start offering more benefits for employees. Not only that, but he started a profit-sharing program at Bradesco. At the end of each fiscal year, employees get a chance to share in the profits of the business.

Replacing Luiz Carlos Trabuco Cappi

Luiz Carlos Trabuco Cappi has had a great career in the banking industry. He started as a young banking employee who had a passion to change the world.

Bradesco is now searching internally for people to replace him. Although it will be difficult to replace him, there are plenty of qualified candidates to choose from. Luiz Carlos Trabuco Cappi is excited about the next stage of his life where he can concentrate on other things that he is passionate about.

Search more about Luiz Carlos Trabuco Cappi: http://epocanegocios.globo.com/Empresa/noticia/2017/10/trabuco-o-importante-agora-e-olhar-para-os-desafios-do-futuro.html

The Business Life of Roberto Santiago.

Roberto Santiago has grown to become one of the most successful businessmen in Brazil and to some extent the world. The 58-year-old Santiago has made a name for himself through the establishment of the famous Manaira shopping mall. It even came as a surprise to him that he will achieve all this greatness at such an early age.

Born and raised in the Brazilian town of Joas Pessoa, Santiago’s life has all been about hard work, great determination and excellent entrepreneurial skills. These three elements are what have defined him right from his early ages.

His knack for entrepreneurship started right from his days at school. He first enrolled in school in Brazil for his primary and high school education. From here he enrolled at the famous and prestigious Pio X Marist College in his native Brazil.

He passed highly and earned a slot at the prestigious University of Centre where he acquired his bachelor’s degree in business administration.

His schooling days are hat shaped Santiago to be who he is now something he has never failed to mention in the many talks he has held.

His career started when he was hired to work at café Santa Rosa a company involved in manufacturing décor in Brazil. It is from this first job that Santiago got the burning desire to start his own company.

He learned a lot of business skills at the café, and this was what set him up to climb up the business ladder. His first business was the cartonnage company he open, and he was involved in selling cartoons made from cardboard.

Under his leadership, the company grew, and it was reputed as it produced excellent decorative products

The company did exceptionally well and it from the profits it made that sating went on to save and invest in real estate. Massive investments are what gave him his most significant breakthrough yet in the abusiveness world.

He took advantage of the stable an profitable Brazilian real estate to invest in land and real estate. But the one thing that made him come to the fore was his most significant investment that was developing the Manaira shopping mall back in 1980 through to 1990s.

The mall became the talk of the town with it state of the art developments features which attracted clients and investors.

The mall has made great headlines, and it has grown significantly by housing several outlets including banks, shopping stores, theaters, gaming areas, food courts, gym and even financial institutions.

Having a good shopping experience is what inspired Santiago. He wanted a mall that was modern and would suit any modern family.

For Santiago, it has been a journey of success starting from humble beginning all the way to the rich list. All your business leader can get t learn a few things from him.


Daniel Mark Harrison – Creating his Distinctive Business Niche

Daniel Mark Harrison, a man who has created his unique niche in the business world, an author, medical expert and a handsome businessman. He owns and runs his family office Daniel Mark Harrison & Co. offices located in three dynamic countries Hong Kong, Bangkok, and Singapore with an aim to protect and grow the company assets.

Harrison’s latest adventure in the business world is managing the Monkey Capital Fintech which a blockchain funding company with primary interest in decentralizing the investing of a hedge fund. The firm specializes in Blockchain systems and SpaceX supply contracts. Daniel Mark Harrison Company made the first ever successful pre-ICO options and speculated on the crypto to achieve its goals. The choosing of compelling and unique projects, robust workforce and management and using the latest technology for high-quality operation has made the company bring tangible and real benefits to the world says Harrison.

Monkey Capital has created a networking chain that brings deep value in investments of crypto and produced Ethereum style of coins gains. The company plans on launching its ICO, and it had distributed its COVEAL tokens to their staff and management, family and friends and hot girls before presenting the initial auction. The COVEAL tokens give the owner a chance to buy MNY tokens at a reduced price through the Waves DEX.
Daniel Mark Harrison has more than three degrees in different disciplines; he holds a degree in Theology, masters in Journalism and Business administration.

Through his education, personal skills, and traits, Harrison managed to build a successful global business empire. In October 2015 he took the mantle of the principal leader of Daniel Mark Harrison & co ltd. Since March 2016, he became a partner of Monkey Capital and took over its management. Over the years he has used his journalism skills to contribute at Coinspeaker and moved the company to higher readership also Harrison is actively involved in its editorial team. Additionally, since May 2015, Daniel Mark Harrison became the editor in chief and publisher of Marx Rand, for six years he worked as a columnist in Motley fool. He also worked in the management team of a China-based company Minisuco ltd.

The Man Behind UTC’s Success: Louis Chenevert

Louis Chenevert is known as being a Canadian businessman. He is the former CEO of the United Technologies Corporation and was able to serve as being the former president of Pratt and Whitney Canada. He happens to be a graduate of the University of Montreal with a bachelor’s degree in Production Management. He proceeded to obtain his doctorate at the same university in May of 2011. He has been able to make a tremendous contribution to the Aviation Company.

Louis Chenevert’s career started back in 1999 when he proudly became the president of Pratt and Whitney, where he worked for more than six years. In March of 2006, Louis was given the privilege of becoming the chairman and CEO of UTC. Before giving this opportunity Louis had worked in the general motors department. On the December 8th, 2014 Louis resigned from being the CEO of UTC.

Even though he had resigned, Louis Chenevert brought unforgettable development to UTC. He is a business-oriented man who was able to put at heart the interest of all of the clients, by showing good interest in stakeholders and shareholders. Through him, the company has been able to stay at the top even during the recession periods. He was smart enough to manage the company without making the workers pay unfair and unwanted wages.

UTC as a company, with the help of Louis, was able to invest in the most advanced jet engines on the globe. The organization had diverse clients from military to commercial clients. Through the managerial and innovative mind he happened to have, the company was able to make escalators and elevators. UTC is the only leading industry in the manufacturing of helicopters in the USA.

Louis later introduced manufacturing of refrigeration, heating and air conditioning equipment along with fire detection gadgets. Louis Chenevert is a good manager and the best business-oriented CEO that the company has had to date. He is an open-minded individual with good innovation dreams for the company.

Louis was very mindful of his employees, and he always made sure they were well paid and worked under suitable conditions. He is now an exclusive advisor at the Goldman Sachs merchant banking division. Here he is able to offer very valuable advice to business and help the economy.